MiLifeCover

Our 4-in-1 Life Policy

Cover that suits you and your lifestyle.

At MiWayLife, we’ve reimagined how life insurance should work. We’re proud to offer personalised life and funeral cover for the bold, vibrant and eclectic South African families that we all know and love to ensure that everyday South Africans can get cover that suits them and their unique lifestyles.

What your 4-in-1 policy covers

Four benefits, one premium, one application

Comprehensive Life Insurance

Our Life policy will pay a lump sum cover amount to the nominated beneficiaries on proof of death due to illness or accidental death. The cover available under this benefit will grow by 5% each year.

Accelerated Funeral Cover

We offer an accelerated funeral benefit, and upon receipt of the required claim information payment is made within 48 hours. This accelerated benefit amount is set at 10% of the total available life cover (maximum of R50,000) and is designed to assist with funeral related expenses.

Terminal Illness Accelerator

If the main life is diagnosed with a terminal illness and is likely to die within a year, they may exercise the option to immediately claim 50% or 100% of the life cover amount, subject to a specialist confirming the prognosis.

Funeral Cover For Family Members

Your spouse and up to 8 of your biological, adopted or step children, 4 parents and 8 wider family can also be covered as additional insured lives by the policy. Each additional family member added however will affect your premium amount paid.

Micashback™ Micashback™ rewards you for keeping your cover active and paying your premiums on time — 10% of your total premiums back every 24 months, automatically. New policies only.
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How it works

Cover that suits you and your lifestyle in a few easy steps:

Three steps from quote to cover — all online, no paperwork.

01Get your quoteObtain your customised online quote.
02Finalise your policyComplete a quick health assessment and finalise your policy.
03You’re coveredReceive your cover & enjoy peace of mind, knowing your legacy is secured.
Get a Quote